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Oxen
An architectural doorway overlooking an Alpine lake, with the Oxen symbol engraved into the rock.

The payments specialist for complex structures.

WHO WE ARE

Oxen is a Swiss-regulated payment infrastructure offering corporate accounts to businesses in more than 150 jurisdictions.

We combine deep payments expertise with cutting-edge technology to serve the way businesses operate today: internationally, across currencies, payment rails and digital assets. Built for established companies and emerging industries, Oxen addresses financial needs that are too often underserved.

We understand layered ownership, international operations and the financial needs behind them—making complex businesses straightforward to onboard and support.

OUR APPROACH

Your business, understood.

From there, we build a clear picture of your business, its structure and its financial needs.

Our in-house AI KYB helps read and organise your company information, giving our compliance specialists a clear view of your structure. Technology handles the detail; experienced people apply judgment and guide your case forward.

Opening an Oxen account gives you access to our full range of services. Additional arrangements can be made for specific business needs.

Your pricing is based on your business profile, with a personalised quote prepared for you.

A dedicated account manager guides you through onboarding and supports your everyday use of Oxen. You have someone who knows your business and helps you navigate what comes next—with assistance available around the clock.

COMPLIANCE

We make complex compliance easy.

International ownership, multiple entities and cross-border activity deserve a thorough, informed review. Our compliance team understands these arrangements and helps you navigate the requirements with clarity.

  1. 01Opening your account

    Clear requirements.

    We explain which documents are needed, why they matter and how to provide them, with guidance throughout the process.

    What to have ready

    • Certificate of incorporation
    • Articles of association / by‑laws
    • Ownership & structure chart
    • Proof of registered address
    • Proof of operating address if different
    • Register of directors
    • Register of shareholders
    • ID for each director
    • ID for Ultimate Beneficial Owners holding 25% or more

    Your account manager confirms which apply to your company.

  2. 02Once you are onboard

    Continuity as your business evolves.

    We help you keep your company information up to date and address the requirements that follow.

    We guide you through an update when

    • Ownership changes
    • Your activity changes
    • Transaction patterns shift